Quiz – How would I REALLY fare with a budget?

Your reason for having a budget may well change over time.

Whether you want to get out of debt, save more, or even have more to spend, it is rarely a straight line process. For instance, it may be necessary to build up bank balances so that we can get to a long term solution for you.

Our software continuously helps you achieve the right amount of spending and savings based on your lifestyle and other obligations.
The more information you provide, the better job we can do of seamlessly organizing your finances. A budget can easily get out of hand. Our back-end updates will deliver an organized easy plan on a consistent basis.

Some people have a partner that is their financial opposite. We can help you to find common ground and a way to save and spend that fits your unique situation.

We can help you see your balance on any given date based on your ideal budget. This will give you a really good sense of where you are and what are next simple steps. It is a good idea to regularly stay on top of your balances but do not obsess. As Winston Churchill said almost 100 years ago, “The higher mind has no need to concern itself with the meticulous regimentation of figures.”

Like a referee, we see your finances as a fluid situation, and will tread slowly to offer critical moves when needed. Otherwise, it is easy to miss strategy and opportunities for the big picture. We can give you a longer lead and give you just the right amount of guidance to fit your lifestyle.

Savings is critical! “Having money is a way of being free of money.” ― Albert Camus

“Annual income 20 pounds, annual expenditures 21 pounds, result – misery! Annual income 20 pounds, annual expenditures 19 pounds, result – happiness!” - Dickens's David Copperfield

This answer gives you 3 good banker jokes:

If bankers can count, how come they have eight windows and only two tellers?

Bob Hope said, “A bank is a place that will lend you money if you can prove that you don’t need it.”

Banks can be heartless at times. Hospitals report that the hearts of bankers are in strong demand by transplant patients, because they’ve never been used.

A dynamic, always up to date budget can be very useful to stay ahead on your finances.

“It’s amazing how fast later comes when you buy now!” – Milton Berle

“Money often costs too much.” - Ralph Waldo Emerson

Some people can afford to give generously. A friend of mine who was so rich, he even got a boy for his dog!

Not so true for some of us. I once had to sell my car to get enough money to pay my auto insurance.

We can help you plan to have enough money for the dips and spikes of bills.

We want to put your finances on auto-pilot and offer some methods to keep this painless now and down the road. Additionally, we can help you by syncing bills which can be grouped together and ensuring you have money available for these bills. We can also adjust your spending amounts to build up your reserves.

Consistency makes it easier to work on a balanced budget over time. We allow some error in your budget to account for this. Also, easy updates of actual amounts when they are apparent can be put into your budget: then it will adjust based on these updates.

These sorts of things may change, but we try to honor your specific choices so long as the budget can support this.