How it works

You can get started in any number of ways that suit you. We have a fast onboarding to get you started in minutes. The more information we gather over time, the better we can budget for you. If your company participates, we can also bring in data that saves you time. You may link accounts if you like. That helps with updates. Upkeep is minimal as the software does most of the work for you. Every ½ month we can readjust your budget seamlessly.

Give us facts

You give us the necessary pieces to we can build your custom budget. This is information about your accounts, income, expenses and opinions. Onboarding makes it very easy to accomplish this.

Link accounts

Linking accounts will let us extract some information but we need to verify what is accurate as of now. If you choose to link your accounts, we can get information faster, saving you time and effort.

Brain dump

Give us what you can think of. Gather the piles, look on line or maybe in a spreadsheet you keep

Income varies?

Whether you work on commission or are part of the gig economy our process can work extraordinarily well for you.

Let’s get it started!

You receive a short term budget to follow. Budget periods run ½ month so we can check and adjust. Rinse, lather, repeat

Get an ongoing and clear picture of your finances

Check in on your terms

We make a budget FOR you and continuously make UPDATES. Your budget is with you via your mobile device

While this solution is valuable at any stage of life, often life events are a particularly good time to start such as:

  • Job loss
  • Long term illness or accident
  • Losing a loved one
  • Maternity leave
  • Saving for college
  • Taking care of elderly parents
  • Approaching retirement
  • Buying first home
  • Buying or leasing a car
  • Furlough intermittent or term
  • Getting divorced
  • Going to, in, getting out of college
  • Having children

With money scattered among different accounts, your finances can often feel like whack a mole. Budget Referee utilizes state-of-the-art technology to optimize your spending plan in an organized, balanced way that works for you! (And we do it better than anyone else.) This app does more than show your accounts in one place, it guides you through every step of the financial process: from accounts to transactions.

You may see your budget fluctuate as needed. We will constantly look at the big (and small) picture for you.

When you have a high quality budget that is intelligent, this sets up realistic expectations and breeds confidence. If you have good numbers – it has potential and is sustainable.

Most people really don’t know their budget well and that’s ok. We’re here to help.

What is a budget? To us, it is DECISION SUPPORT TOOL…that helps you prepare for your next steps in life.