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Budget Advice | Budget Referee

The ten percent solution

Yogi Berra once said “Baseball is ninety percent mental and the other half is physical.” This begs the question –How do we mentally reconcile all the disparate and often contradictory financial rules of thumb we hear?  We should have 6 months of rainy day fund, no make that year, no wait 8 months is now good. You should spend 25% of your gross salary on this but 10% of your net on that. If you Google financial advice, you will … Read More