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David Rosenberg | Budget Referee

Dishwasher

I am in physical danger every time I empty the dishwasher. No, really! When I load the dishwasher, the silverware is always face down. My mother did it that way and I’m certain her mother would have done it that way, if they even had dishwashers back then. When my beautiful wife, Dee does the dishes, she always puts the silverware in face up. This means for me the knives and forks become weapons. Her logic is that they gets … Read More

The ten percent solution

Yogi Berra once said “Baseball is ninety percent mental and the other half is physical.” This begs the question –How do we mentally reconcile all the disparate and often contradictory financial rules of thumb we hear?  We should have 6 months of rainy day fund, no make that year, no wait 8 months is now good. You should spend 25% of your gross salary on this but 10% of your net on that. If you Google financial advice, you will … Read More